A short sale is a real estate transaction in that the bank has taken over the listing responsibility for the home owner to sell the property typically for less than the borrower owes on the home.
This is not foreclosures though as the home owner has agreed to work with the bank (lender) to sell the property while they still live in the home.
Although a short sale is not the most perfect choice for most home sellers it
can be much better than foreclosures. In a foreclosure, the home owner has
completely stopped pay the mortgage, typically for several months, and the bank
has evicted the resident and taken over full responsibility for selling the
home. This does extensive damage to your credit and financial reputation. A
short sale is often a better way to go if addressed early enough.
If you are currently behind on your mortgage payments contact me
IMMEDIATELY to discuss your options.
I take the responsibility of marketing your property
aggressively, keeping the Buyer engaged and try to have backup buyers. Most
importantly providing you a transparent transaction so you know what is
happening on every step of the process and you are in control. If you
choose an agent that could make mistakes, gives up, slacks off or drops the ball
at any point in the short sale process, you could very well wind up being
foreclosed on by your lender.
Through the Short Sale,Process I can help
you:
- Sell your Home Quickly and Easily for Top Market Value
- Avoid Foreclosure and Bankruptcy
- Save your Credit
- Possibly Walk Away from your Home with No Debt or Tax Consequences
This is not too good to be true, it can happen but you must get on the ball
immediately to avoid further penalties. If you need to sell your home, but
owe more on your home than it is worth, I can help you sell your home
quickly, without going through foreclosure, or declaring
bankruptcy.
You may be able to pay absolutely nothing to sell your home, and you
will possibly owe nothing to your lender. Optioning for a
Irvine Short Sale, you will not have the stain of a foreclosure or a
bankruptcy on your credit, and instead of having to wait up to 7 years to buy
another home, you may be able to buy again within the next 24 months, or even
less.
The reason you can go on to buy another home relatively quickly after you do
a real estate short sale is:
- A short sale actually saves your credit. It is treated by your
lender as a “settlement of a debt”, and as opposed to a foreclosure, so it
is infinitely easier on your credit.
Here are just a few of our many happy (and relieved) customers, who were able
to save themselves financially through a real estate short sale:
“Thank you so much for all of your help. Your honest and reliable office
staff made me feel very relaxed!” Cesar R., CA
“You will likely hear from one of my co-workers in the next few days about
her home sale. I told her what a great job your team did in negotiating the
short sale of my home.” - Brian N., CA
“Thanks so much for all your hard work on my short sale. We were so happy
because you kept us informed throughout the process. You made what would have
been a tough experience a lot easier.” – Jose C., CA
The sooner you start the process, the more options you will have. The worst
thing you can do is procrastinate. All it takes on your end is a phone call.
Each situation is unique, so it is best to have a one-on-one FREE consultation
in order to understand your options! I offer walk in consultations during off
hours and weekends or feel free to contact me anytime at 949-748-9834 ~
Deepak@housesinsocal.com
