A loan is like renting money, is it not a fact?

Your Needs, Affordability, and credit rating dictate the best rates and terms for your loan. At Versailles Real Estate Group, we have in-house Lenders, just like any Real Estate Broker company. That includes all the big boys and smaller companies. We entertain them with the best possible rates, just like buyers compete for the homes and offer their best price. Similarly, the lenders compete for the Buyers and show them their best rates and terms.

An average real estate agent relies on the lenders affiliated with their real estate brokerage. As an Associate-Broker, I can work with unlimited amounts of mortgage brokers in addition to what I have affiliated with Versailles Real Estate Group. Additionally, I have the liberty to work with any lender throughout California and not be limited to my office affiliates. 

I can also procure loans for my clients from Hard Money Lenders, called shark loans, with high rates for shorter periods. It all depends on your needs and priorities.

I will use my Real Estate and lending knowledge to help you choose from the best financing rates and terms available. Whether getting a new home loan or refinancing your existing loan, timing is of the essence. This year in, rates are on the rise. So as soon as you get a reasonable rate with affordable terms, it is good to lock it so you do not lose that opportunity.

Do your due diligence in time, see what loans are a good fit for your financial and real estate goals. Sometimes it is a good idea to buy the rates by paying extra points, and we will discuss this soon after you complete your loan application.

We will ask for needful documents and bank statements to start the process. Other than Credit Scores, many other factors play a role in defining Credit rates and Terms. It all begins with the first step, submit your information. Your information is secure and confidential.