Deepak Chauhan
Associate-Broker | GRI | MCNE | DRE# 01498539 | ​NMLS# 1884138

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Dual-Powered Assistance for Homebuyers.

1. Tailored Real Estate Insights:

 Having a deep understanding of the real estate landscape, I’ll ensure you are introduced to properties matching your aspirations and budget. From understanding market trends to gauging the long-term value of a property, my expertise will guide you in making informed decisions.

2. Demystifying Mortgage Loans:

 Financing is often the most daunting aspect of purchasing a home. As a seasoned Mortgage Loan Originator (MLO), I will clarify various mortgage options tailored to your financial scenario. Together, we will pinpoint the best route that aligns with your goals, making the loan approval process smoother and less stressful.

3. Down Payment Assistance Expertise:

 One of the biggest hurdles for first-time homebuyers is the initial down payment. Whether it’s state-sponsored programs, grants, or other avenues, we’ll explore all viable options to ease your financial burden. You might’ve heard that you always need a 20% down payment to buy a home, but that’s not the whole story. You can often secure a mortgage with just 3% to 5% down on the home’s price. 

 And here’s the good news: I’m also a Mortgage loan Originator, besides being your real estate agent. This means I’m well-versed in special loan programs and grants that can help cover some of those initial costs. If you’re considering buying, let’s explore these down payment assistance options together. Remember, I’m here to guide you both in finding your dream home and navigating the financing to make it yours.

4. Personalized Guidance:

 Every homebuyer is unique, with specific needs and aspirations. My approach is always personalized, ensuring that your concerns are addressed, your questions answered, and your dreams prioritized. From the initial search to the final closing, I stand by your side, offering insights and advice at every juncture.

5. Seamless Transition:

 Purchasing your first home can be complex, with numerous steps and documentation. My dual expertise ensures a streamlined experience, managing the property search and financial aspects. This holistic approach simplifies the process, making your transition from a home seeker to a homeowner both pleasant and memorable.

 Given what I bring, I’d be honored to guide you throughout your home-buying journey, ensuring each step is seamless, well-informed, and in tune with your aspirations.

Phase 1

Laying The Groundwork

Initial Consultation

  • Understand the family background and the kind of homes the prospects lived in.
  • Understand your unique needs and desires.
  • Explain an overview of the comprehensive buying process.
  • Discuss Agency relationships.
  • Delve into current market conditions and trends.
  • Current market Mortgage rates
  • Clarify agent services and roles.

Loan Pre-Approval

  • Understand lending qualifications.
  • Secure a Loan Pre-Approval Letter from the lender (underwriter's approval)
  • Introduce the possible Down Payment Assistance Programs offered by the Fed, the State of CA, Orange County, and the city. 
  • Define the life and protocols of the DPAs and the backup strategy.

Finding Your Dream Home

  • Clarify Your 'Ideal' Criteria.
  • Take Targeted Property Tours.
  • Tap Into the Buyer/Seller Toolkit.
  • Work closely with Me.
  • Understand Market Dynamics.
  • Keep an Open Perspective.
  • Make Informed Decisions Swiftly.

Find Home & Make an Offer

  • Review and help you understand the Disclosures and Reports
  • Together, We'll Create a Standout Offer
  • However, certain insider techniques are best shared face-to-face.

Phase 2

Standard Procedures and Guidelines

Open Escrow

  • The escrow officer procures a Preliminary Title Report, shared with both parties.
  • The buyer's funds are securely deposited in the escrow account.
  • Fallout of cancellation of escrow.

Coordinate with Lender

  • Share the contract with the lender for smooth processing and timely appraisal scheduling.
  • Firm up contingency removal dates and clarify loan conditions.

Inspections & Property Condition Assessment

  • Conduct comprehensive inspections, including Property, Roof, Pest, etc.
  • Re-evaluate seller disclosures.

Loan Underwriting & Appraisal

  • The loan underwriter meticulously reviews all documentation.
  • The lender oversees the appraisal process.

Price Renegotiation (if necessary)

  • If significant issues surface during inspections or disclosure reviews, Deepak will strategize a price renegotiation.

Home Insurance

  • Compare and opt for a trusted home insurance provider and finalize coverage details.
  • Relay insurance data to the escrow.

Contingency Removal

  • Post thorough property inspections, and after ensuring loan documentation is in order, contingencies are systematically removed.

With Deepak by your side, each phase of your first-time home-buying experience is simplified and clarified. Trust Deepak’s expertise and transform the daunting into the doable together. Welcome to your home journey!

CLIENTS ARE SAYING

Our Realtor Deepak represented us purchasing a Probate listing in Irvine. The Listing Agent was also a so-called Top producer of the area, totally oblivious of the marketing and negotiating skills. Our Agent specialized in Negotiations and Probate he got us the property for $715K it was listed for $785K, we saved $70,000.00 before even moving in the house. He know the ins and outs of a Probate transaction. Knowledge matters, thanks for representing us.
Gnanashanmugam Elumalai, Irvine
Gnanashanmugam Elumalai, Irvine
I bought a property in Whittier, it was a Probate listing, and we got the property for $422K, it was listed for $432K. In this hot seller’s market here were many other offers on the table, Deepak has his way of subtle negotiations. This is my first home saving $10,000.00 was so comforting we are proud of you my friend
Marc Family, Whittier
Marc Family, Whittier
We migrated from the East Coast, we found Deepak on the internet and he helped us show homes in Irvine. We liked on property, it had massive upgrades and was for $799K we could not find a single flaw in the house. We wanted that house really bad, sellers had a long list of condition like closing escrow in few months. We could not wait, because I had to start my job in three weeks and my parents were planning on visiting us during that time. Deepak pulled his magic wand and settled down all the conditions listed by the sellers. He even stopped their open house scheduled the next day, we closed we are very happy in our house in Stonegate Irvine.
Rahul and Manisha Patel, Irvine
Rahul and Manisha Patel, Irvine
We migrated from the East Coast, we found Deepak on the internet and he helped us show homes in Irvine. We liked on property, it had massive upgrades and was for $799K we could not find a single flaw in the house. We wanted that house really bad, sellers had a long list of condition like closing escrow in few months. We could not wait, because I had to start my job in three weeks and my parents were planning on visiting us during that time. Deepak pulled his magic wand and settled down all the conditions listed by the sellers. He even stopped their open house scheduled the next day, we closed we are very happy in our house in Stonegate Irvine.
Rahul and Manisha Patel, Irvine
Rahul and Manisha Patel, Irvine
I tried to sell my house myself through various on line service and self-help agencies, Zillow, Craig’s List to name a few for more than couple of months. I had lot of leads, but they were more investors trying to get me down to the rock bottom price. I am an investor and I do my homework and understand the market very well. But it was getting close to the end of year and we had to make some financial decisions. I asked Deepak to list my house and he did lot of advertisements and open houses to get us a good offer within days. The buyer was an investor too, there were lot of ups and down in the transaction but Deepak kept the escrow going kept us informed as and when any development happened and we finally closed at 1% within our target price with nominal closing costs. We appreciate his dedication and commitment to carry on in spite of all the hurdles.
Stan and K Abe
Stan and K Abe
We are on H2 Visa and the process took forever to get us the Greengard. We decided to buy the house in Irvine before prices start going sky high again. Deepak showed us sooo many homes we were all confused to make decisions. We have young kids, Deepak told us the flaws in the property right on the spot without us even thinking about it. The property we bought was on lease land, Deepak forced the owner to pay off the lease it took six months in the process but we got the fee simple property the way we wanted. It was a tough battle Deepak fought it for us, thanks for being on our side.
Navin & Sonal Jayaswal, Irvine
Navin & Sonal Jayaswal, Irvine
Both of us are tough shopper by nature, Deepak showed us endless amount of homes. We wanted a newer home at the price in good area of Irvine. We liked one investor owned property. They had many above the asking price offers, but the seller was not accepting any. We were very reluctant to write a less competitive offer, we did not want to lose the house. Deepak explained us the legal implications of title seasoning guide lines to make profits on the property. Seller HAD to sell the property, Deepak made us write an offer based on the old appraisal number and it was accepted, we were shocked. Well we got the keys in our hand and we had inbuilt equity on day one, fantastic job.
Praful and Meenal Dabir
Praful and Meenal Dabir
He was quick to work with, and got me the house I needed at the best price possible. He is an excellent listener and to get the job done, which makes him the best choice that you have in the Irvine agents.
Mr. Parwez
Mr. Parwez
We knew exactly what we wanted, but no one could find anything that we needed. Mr. Chauhan was very patient and showed us a range of properties that met our criteria. He was quick to get us options, and we were able to find our dream house. He is fantastic to work with, and very quick to respond. You can rely on him for all the information you need and more.
Mr. and Mrs. Jacob
Mr. and Mrs. Jacob
I finally had the money to buy a house, but did not know the first thing about getting a property. When I was looking for realtors, I came across Mr. Chauhan online. He was very polite, and took time to help me understand everything. He also, helped me understand the concepts to get the house at the right price by working as a tactful intermediate. The process was very transparent. I liked working with him as he took time to explain things. You can also hire him for the job, if you want someone who genuinely wants to help you.
Naser family
Naser family
As someone looking to buy a house, I needed someone who would pay attention to details, helped me understand all the important concepts and helped me get a house in the right price in no time. Personally, I am amazed at his efficiency of work, as once I finalized the house, it took around a week to get all the paperwork sorted. Do get in touch if you want to buy a house.
A Jackson
A Jackson
Mr. Chauhan worked as a Orange County Realtor with me to get me the right house for my family. He was very nice, and thoughtful. Took all our requirements down and showed us several houses meeting our needs. His transparent and efficient method of working made the process so much easier with us. I would hire him anything I need a broker.
J. Berry
J. Berry
I cannot negotiate for the life of me. Mr. Chauhan not only found the house for me, but was an excellent negotiator as well. I do not think I could have gotten a better deal anywhere else.
M Ballad
M Ballad
Deepak was marvelous at the job and very attentive. He found us the perfect home while keeping all our demands in mind. He was efficient, resourceful, and always only a call away. If you are looking to buy a house in Irvine, he is the man.
Tony family
Tony family
As someone who isn’t from Irvine, I thought buying a house will be very difficult. However, Deepak helped me get the best house that matched my requirements of things I needed in a house. Moreover, the paperwork became so easy that I was surprised. Overall, Deepak was a great asset to help me get my dream house and I would not think twice before hiring him again when I need to upgrade to a bigger house.
Mr. Larry
Mr. Larry
Deepak worked with us like no other broker. He was available at odd hours to help us and kept the communication channel open at all times. With the expanding family, we needed someone who could help us sell our old house and get us a bigger one within the budget. He understood all our concerns and was prompt to help! He is a professional who knows what here is doing, you can hire him without a second doubt.
Mrs. Camren
Mrs. Camren
With all the financial difficulties in life, I really thought it was impossible for me to buy a house. I went out to look for my options, but Deepak was able to help me get my dream home. His resourcefulness, and transparent methods of operations helped and he was an excellent negotiator as well. If you are in the market for a house and want real advice, this is the man for you.
Mr. Bales
Mr. Bales
We knew exactly what we wanted, but no one could find anything that we needed. Mr. Chauhan was very patient and showed us a range of properties that met our criteria. He was quick to get us options, and we were able to find our dream house. He is fantastic to work with, and very quick to respond. You can rely on him for all the information you need and more.
Jacee family
Jacee family
I was looking for a house in Irvine and Deepak helped me find the house that matched my needs in no time at all. He was helpful and understanding of my needs, and also made the process pretty easy for me. I would work with him again whether selling or buying a property.
Macbeth family
Macbeth family
I got an offer higher than the asking price, because of the coming soon preview that generated a lot of traffic. He offers top-notch services! I would hire him again, I ever need to sell a house.
Mr. Manny
Mr. Manny
Mr. Chauhan is the best broker that you will find in California. He makes the process look easy, and was very understanding of my lack of knowledge about the process and answered the dumbest of my questions. His patience and hard work resulted in a pretty fast and great deal on the house I wanted to sell. I would definitely recommend him to anyone else who wants to sell a house.
P Karl
P Karl
As we are first-time buyers, we knew nothing about the process. Mr. Chauhan was professional and resourceful and quick to answer all our questions. Also, he took time to help us with negotiation. We were able to provide our requirements openly and he was able to match our needs with the perfect home for us.
Mr. and Mrs. Jeff
Mr. and Mrs. Jeff
Working with Mr. Chauhan was a blessing. I live out of the state, so I could not do much by myself. He took care of the details and labor, taking all the duties off of my hands. He did tell me everything to keep everything transparent and then helped me through the process. He kept every promise he made to me, and got rid of the bad renters as well. I was able to sell the house in no time, and he made it extremely easy for me. I highly recommend Mr. Chauhan services in California.
James Payne
James Payne
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